When is the right time to fix your interest rates?

When is the right time to fix your interest rates? It’s a great question, it always is. Timing is everything when it comes to fixing your interest rate or rates and we are coming into very interesting times. Well, I shouldn’t say it’s just timing as the other important aspect is “why” you would fix. […]

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interest rates and borrowing capacity improvements

The government made an important announcement last week. This change could substantially increase your borrowing capacity in the next year. It is perhaps the most significant change that has occurred in the last decade and will further fuel property price growth. I also wanted to update you on interest rates, particularly in light of recent […]

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Here’s why people’s ability to borrow would do more than a proposed interest rate cut

So here we go again, the talk of more interest rate cuts. Well who thinks cutting interest rates from 0.25% to 0.1% or even zero will have an impact on our economy? Exactly, it will have no net benefit to hundreds of thousands of Australians with a mortgage as we deal with the current and […]

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7 Questions You Must Ask If You’re Considering Fixing Interest Rates

Is it time to lock in some or all of your loans into fixed rates? Interest rates at historic lows and the Reserve Bank hinting further cuts are unlikely. Reserve Bank Governor Philip Lowe has said interest rates will not fall to zero, and bearing in mind they are looking at alternative measures to prop […]

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